i'm back!!

as most of you know, my laptop crashed. i guess the motherboard was overheated and one fine day it refuses to boot up. sigh. pretty unexpected though. and spending for a new laptop was totally unexpected as well. after all, i had other plans for that bonus.... heart pain, definitely.

life's pretty much the same, only that i think i have been really discipline on myself for the past few months: no shopping. some may protest coz' i did some shopping for CNY but that was like the most last minute thing can. the next day was the eve of CNY and i just went shopping for clothes. Nick accompanied me the whole time, running from store to store. so ya, that was the only one time after a few months of cold spell. i haven't been online to look at clothes, anything! basically, there was no retail therapy.... it's sad, really. coz' i need that once in a while to keep myself sane and happy. and i don't think i'm that happy now.... i'm constantly thinking how to clear my outstanding debts.

i have a pay increase. it's a mere 10%, good for some, but not too enough for me. still, it's extra cash and i should be happy about it. well, sort of.... it's a good bait to keep me in the same company for another 6 months or so.... actually i'm quite sick of what i'm doing. i guess it's about time that i would go pursue what i set out to do since the start of my degree, now that i'd graduated.

i'm setting out to clear my credit bills. right now, paying my own commitments and the household is taking up nearly 3/4 of net pay. it's really very heavy for me now. so every month, i don't managed to save. every last cent is accounted for. i'm so sick of it. so i've decided to take up a PT job, as a tuition teacher to earn the extra cash so i can save for rainy days. i need that money, just in case of any emergency. i may have a savings plan but i don't have intention to touch that money. what i need is Cash. and i may approach my brother for a loan.... not a small sum but i had to do it, rather than having the interest charge. now, all i have to do is ask.... but i don't know where to start. it's so embarassing....

and i've already postponed my dive trip to sipadan, and also pursuing further for diving.
if i don't clear these bills in time, i think i can forget about getting married. time frame: 2 years. that's all i'm giving myself; not to get married but to clear everything. i just want the feeling to know i'm debt-free.


i can't wait.....